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Coverage, without
the confusion.

The honest version: Medicare and most major insurers cover HBOT for the FDA-recognized indications, and almost never for off-label uses. We'll check your specific situation for free — before you commit to anything.

Accepted insurance

We work with your plan

For FDA-recognized indications, we verify your specific benefits — free — before anything is scheduled.

Aetna

Covers recognized indications per its Clinical Policy Bulletin; requires documentation mirroring NCD 20.29. Off-label uses considered experimental.

Blue Shield

Commercial plans generally follow Medicare's indication list with prior authorization. Off-label uses (e.g. TBI, long COVID) are excluded.

Cigna

Aligns with Medicare's covered indications; prior authorization and periodic reauthorization for extended wound courses.

Medicaid / Medi-Cal

Follows Medicare's recognized-indication list; specifics and prior-auth vary by state. In California, Medi-Cal generally aligns with NCD 20.29.

Medicare

Covers the 14 UHMS-recognized indications under NCD 20.29 (plus diabetic lower-extremity wounds meeting Wagner III+ / 30-day criteria). Part B pays 80% after deductible. Documentation of failed standard care is the usual denial point.

UnitedHealthcare

Covers recognized indications with prior authorization; medical-necessity review common for wound-care courses beyond initial approval.

Typically covered

Medicare-recognized indications

Under Medicare's national coverage policy (NCD 20.29), these conditions qualify when clinical criteria are met — most private insurers follow similar lists:

Off-label uses are self-pay

Concussion recovery, long COVID, athletic recovery, longevity — insurers don't cover these today. We'll tell you the real cost upfront on our costs page, never mid-treatment.

For billing teams & physicians

Key codes: CPT 99183 (physician attendance), HCPCS G0277 (per 30-minute interval), C1300 (hospital outpatient). The full crosswalk arrives with the physician portal.

Free coverage check

Tell us your condition and insurer — our team verifies your likely coverage and calls you back with a straight answer.

No obligation. We never share your information.